Success with a Certified Financial Planner™
Creating a financial plan helps you see the big picture and set long and short-term life goals, a crucial step in mapping out your financial future. When you have a financial plan, it’s easier to make financial decisions and stay on track to meet your goals. Working with a CFP® professional can secure your financial well-being and help you reach financial planning success.
Financial planning is a holistic approach in which we look at your entire situation before recommending a course of action. A financial plan can include planning for retirement, education needs for children, taxes, investment advice, estate planning, debt reduction and insurance planning. The result is usually a written financial plan. We use a six step process when developing your plan:
- Establishing and defining the client-planner relationship
- Gathering client data including goals
- Analyzing and evaluating a person's financial status
- Developing and presenting financial planning recommendations and/or alternatives
- Implementing the financial planning process
- Monitoring the financial planning recommendations
You may want to seek help from a Certified Financial Planner™ professional if you:
- Don’t have time to do your own financial planning
- Have an immediate need or unexpected life event
- Want to better manage your finances, but aren’t sure where to start
- Want a professional opinion about the plan you’ve developed
- Don’t have sufficient expertise in certain areas such as investments, insurance, taxes or retirement planning
why Work with a certified Financial Planner™?
Anyone can call themselves a financial planner, but a Certified Financial Planner™ has taken the step to demonstrate their professionalism by voluntarily submitting to the CFP® certification process that includes thorough education, examination, experience and ethical requirements. In addition, the designee is required to complete 30 hours of continuing education every two years.
The CFP® is recognized in the United States and a number of other countries for its:
- High standard of professionalism
- Stringent code of conduct and standards of practice
- Ethical requirements that govern professional engagements with clients.
This code of ethics and financial responsibility requires six principles which are: integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence.